We’re no longer accepting applications. If you already have an HSBC Everyday Global Account, please visit our Important notices page to find out more. Beware of scammers pretending to be from HSBC and offering fake investments like bonds and global currency reset products. Unsure if something is a scam? Please call us on 02 9005 8220 . Learn more on our fraud assistance page . Go global with an account from home Deposit your salary, pay your bills, and manage your money around the world with the Everyday Global Account. Spend with a Visa debit card in 200+ countries and territories[@visa-debit-card], and hold up to 10 currencies in your account. Here's what you get with an Everyday Global Account Fee-free banking Global money transfers International currencies Cashback on spending Bank with ease at home and overseas with an all-in-one, award-winning account No overseas ATM fees[@nonhsbc-branded-atms] Footnote link 3 or HSBC transfer fees Competitive exchange rates[@service-real-time-exchange-rates] Pay on-the-go with a digital Visa debit card, Visa payWave (for contactless payments under AUD100), Google Pay, and Apple Pay[@cards-mobile-payments] Footnote link 7 Guaranteed protection for up to AUD250,000 of your money Elevate your banking with HSBC Premier status If you qualify, you can open an Everyday Global Account with HSBC Premier status to enjoy even more benefits: Experience worldwide Premier status and benefits with priority global support and no monthly fees Transfer funds between your HSBC accounts worldwide instantly and fee-free with Global Transfers[@accounts-gvgt] Footnote link 8 View and manage your HSBC accounts worldwide with Global View Footnote link 8 Request up to USD2,000 of emergency cash[@accounts-emergency-cash] to be sent to any HSBC branch worldwide Award-winning everyday account The HSBC Everyday Global Account is your one account for the world. It has been awarded Canstar’s Bank of the Year 2020 – 2025 . What you need to know Are you eligible? To apply for an HSBC Everyday Global Account, you'll need to: Be at least 16 years old (or 18 years old for Everyday Global Account with Premier status) Have a valid passport or Australian driver's licence Have an Australian residential address To apply for an HSBC Everyday Global Account, you'll need to: Be at least 16 years old (or 18 years old for Everyday Global Account with Premier status) Have a valid passport or Australian driver's licence Have an Australian residential address Available currencies You can buy, transfer, hold, and spend the following currencies:

Australian dollar United States dollar Hong Kong dollar Canadian dollar Chinese yuan (currency restrictions apply) Singapore dollar New Zealand dollar You can apply for a joint HSBC Everyday Global Account. Fees and charges Important documents Personal Banking Booklet (PDF) Personal Banking Booklet (PDF) Download Transaction and Savings Accounts Terms (PDF) Transaction and Savings Accounts Terms (PDF) Download Financial Services Guide (PDF) Financial Services Guide (PDF) Download User guide with illustrative examples (PDF) User guide with illustrative examples (PDF) Download Frequently asked questions Can I use other currencies besides the 10 that are available in the Everyday Global Account? Yes. If a currency isn't listed in your account or if you're using Chinese yuan (CNY), which is subject to currency restrictions, then the amount will be deducted from your Australian dollar (AUD) balance and automatically converted into the local currency at the Visa exchange rate. No overseas transaction or ATM fees will apply, but some ATM operators and merchants may charge a separate fee. What is the control currency? The Australian dollar is the control currency for the Everyday Global Account. The control currency is sometimes called the main currency or the default currency. If you're using a currency that you don't hold in your account, or if you don't have enough money in that currency, then money will be taken from your Australian dollar balance instead. If you make a deposit in a currency that isn't held in your account, then your money will be automatically converted and deposited as Australian dollars. How will I know when I start earning cashback? The first time that you qualify for cashback, we'll send you an email to confirm that you have unlocked Everyday Extras. Once you deposit $2,000 or more into your Everyday Global Account, you'll qualify for 2% cashback on eligible tap and pay purchases under $100[@accounts-2percent-cashback]. See all questions You might also be interested in Bonus Savings Account The account that rewards you when you save each month. Foreign Currency Term Deposit Account Important information This advertisement provides general advice only and doesn't take into account your objectives, financial situations, or needs. Please check the Transaction and Savings Accounts Terms and Conditions (PDF) and Financial Services Guide (PDF) before you get this product. You can also get this information by calling us on 1300 308 008 , visiting your local branch, or going to www.hsbc.com.au . Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595. See Target Market Determinations for our products. HSBC Premier eligibility criteria applies, and is set out in the HSBC Premier Service Guide (PDF) . Eligibility criteria remains at HSBC's absolute discretion. Terms, conditions and other restrictions apply. The HSBC Premier privileges set out above are current and are subject to change. Other fees and charges, terms and conditions apply. The HSBC Everyday Global Account is your one account for the world. It has been awarded Canstar’s Bank of the Year 2020 – 2025 .