Trusted by 170+ Financial Institutions Countries & Regions with Local Accounts Business Customers World's No.1 B2B Cross-Border Trade Payment Platform * B2B Trade Payment Expertise Markets Covered *Source: CIC Consulting, based on the total B2B cross-border payment transaction volume from January to December 2025; research completed in March 2026. Measured by TPV: Total Payment Volume Built for B2B Cross-Border Trade A Comprehensive End-to-End Payments Solution Local Accounts Direct payment in local currencies across ~60 countries and regions Direct payment in local currencies across ~60 countries and regions Global Accounts One account. Major global currencies. Get your accounts ready within 24 hours Global Accounts One account. Major global currencies. Get your accounts ready within 24 hours Smart FX 24/7 access to competitive exchange rates and flexible FX managements 24/7 access to competitive exchange rates and flexible FX managements Payout Pay globally to bank accounts or third parties for business expenses

Pay globally to bank accounts or third parties for business expenses Seamless Withdrawal Withdraw funds anytime, ensuring smooth and compliant fund flows Seamless Withdrawal Withdraw funds anytime, ensuring smooth and compliant fund flows Pay to China Fast, compliant payments to Chinese suppliers. Simplified online settlement Fast, compliant payments to Chinese suppliers. Simplified online settlement Pay in Local Currency, No More FX Shortages Easy Account Opening 01 Digital onboarding with zero manual friction to get accounts ready within 24 hours. 02 Fully automated workflows grant real-time access to flexible FX and fund withdrawals. Simplify Global Payments with Competitive FX Rates Hear What Our Customers Say Effortless Setup “Trading from Vietnam to China is now seamless. With XTransfer, sourcing smartphones and smart devices is as easy and efficient as local domestic trade.” Our website uses essential cookies for core functionalities. We also use additional cookies to analyze and understand how you use this website, make our products better, and measure and improve our marketing efforts. To learn more, see our Cookie Policy .