The simple way to send Split costs, schedule payments, send gift cards, and manage group expenses. With no hidden fees. Easily see the people and places you pay the most. Or search for them by name or phone number. Add personality to your payment by choosing an optional Venmoji or GIF. Set the privacy level for each payment: Private , Visible to friends , or Public . $0 to send money with your Venmo balance $0 to send money with a linked bank account 3% to send money with a linked credit card More ways to Venmo Split with friends Find friends to split with, and enter the total. Choose equal or custom amounts. Pay them later or set up recurring payments at whatever frequency you choose. Share expenses with roommates or keep track of a trip. Add friends to a group, then handle all the costs right in the Venmo app. No need to go to the store. Send gift cards 1 from more than 35 brands to their Venmo. Security for your payments Enjoy the moment, thanks to the peace of mind provided by: Encrypted account information Encrypted account information Multifactor authentication

Multifactor authentication Face ID and biometric identification Face ID and biometric identification Do more with Venmo Pay with a Venmo Debit Card Pay in apps & online Earn with Stash Rewards Get a Teen Debit Card Get a college Debit Card Get the Venmo app Frequently asked questions How much does it cost to send money with Venmo? Sending money using your available Venmo funds, a linked bank account, or a debit card is free of charge. However, a 3% fee is applied when you send money using a linked credit card. There is no monthly fee, and no cost to sign up for Venmo. Find more information on Venmo Fees here . Can I control who can see my Venmo transactions? Yes, you have control over the privacy of each payment. You can set your payments to Public , Friends , or Private . This allows you to choose whether to share your transaction with everyone on Venmo, just your friends, or keep it completely private. Payments will always default to the most restrictive privacy settings between payment partners. What are Venmo Groups and how do they work? Venmo Groups simplifies splitting expenses for shared activities like household bills or trips with friends. You can create a group within the app, add expenses as they come up, and adjust each person's share. When you're ready to settle up, Venmo handles the calculations to ensure everyone pays the correct amount. Download the Venmo app Download the Venmo app