Securities trading ^ (brokerage fee) IPO subscription (handling fee) 7 Securities trading ^ (brokerage fee) IPO subscription (handling fee) 7 ^ Also applicable to HSBC Mobile Banking Other Banking Services Real Time Gross Settlement (RTGS) Transfer (the funds will normally be credited to the payee account on the transfer date) Telegraphic transfer to your self-named HSBC accounts in different countries / regions for HSBC Global Private Banking / HSBC Premier Elite / HSBC Premier Waived 4 Telegraphic transfer to your self-named HSBC accounts in different countries / regions for HSBC One / Personal Integrated Account / Personal Customer HKD70 Renminbi telegraphic transfer to HSBC Group / branches in mainland China Waived Renminbi telegraphic transfer to mainland China through cross-boundary Wealth Management Connect Waived Eligible countries / regions in local currency 5 for HSBC Global Private Banking / HSBC Premier Elite / HSBC Premier Waived Eligible countries / regions in local currency 5 for HSBC One / Personal Integrated Account / Personal Customer HKD70 Others 6 HKD70 Other Banking Services

Real Time Gross Settlement (RTGS) Transfer (the funds will normally be credited to the payee account on the transfer date) Telegraphic transfer to your self-named HSBC accounts in different countries / regions for HSBC Global Private Banking / HSBC Premier Elite / HSBC Premier Waived 4 Telegraphic transfer to your self-named HSBC accounts in different countries / regions for HSBC One / Personal Integrated Account / Personal Customer HKD70 Renminbi telegraphic transfer to HSBC Group / branches in mainland China Waived Renminbi telegraphic transfer to mainland China through cross-boundary Wealth Management Connect Waived Eligible countries / regions in local currency 5 for HSBC Global Private Banking / HSBC Premier Elite / HSBC Premier Waived Eligible countries / regions in local currency 5 for HSBC One / Personal Integrated Account / Personal Customer HKD70 Others 6 HKD70 * There is no charge from us if you pay money to, or receive money from accounts from other banks via FPS, but other banks may have different charging policies. ^ For payments to a local payee bank which the Bank cannot effect as FPS or RTGS payment, we will transfer by means of telegraphic transfer and the corresponding tariff will apply. For details about our service charges, please refer to the General Bank Tariffs . The information listed above is a general summary for reference only. In case of price variations in the event of promotions, please refer to the respective product leaflet or promotional brochure. Subject to change without prior notice. 1 At the payee bank's discretion, charges may be collected on the payee account and deducted from the transfer amount. Please check with the payee bank for more details. 2 No handling fee will be charged for HKD transfers to Hang Seng Bank via ATM network. 3 Applicable to telegraphic transfers to self-named HSBC accounts (including joint accounts with identical account holders). Local handling charge will be levied for telegraphic transfer made between joint accounts with any different name of account holders. Not applicable to telegraphic transfers set up via standing instructions. 4 For details, please refer to the list of Criteria for 'Send like a local' transfer on our website. 5 For transfers made via HSBC Mobile Banking, if the transfer meets specific criteria, related overseas charges will be waived. For details, please refer to the Criteria for global payments without overseas charges on our website. 6 For applications using HSBC's IPO nominees service. 7 The reduction on initial charge offer is only applicable to purchase of open-end funds with initial charge of 5% or above through a new Unit Trust Monthly Investment Plan set up via HSBC Personal Internet Banking (the "Plan") . Such offer will only be applicable to monthly installments under an eligible Plan and will be cancelled upon termination of the Plan. This initial charge reduction does not apply to funds under the 'No Subscription Fee Series'.